Up to 90% more lifetime wealth.
Run My Numbers →Most retirees keep only 4–7% of their savings in cash, which doesn't leave much room for large tax hits. The strategy covers the conversion taxes itself, not your savings — so you convert without emptying the coffers.
Converting too much can push you into a higher marginal bracket. We convert right up to the top of your current tax or IRMAA bracket each year, never a dollar over — as much as possible without bumping into a higher rate.
Any Roth conversion alters your tax landscape, but it isn't worth it if it shrinks your bottom line. We model conversions so your lifestyle needs are always prioritized before, during, and after.
Your report, based on hundreds of iterations, clarifies the lifetime potential of a Roth conversion.
A few quick questions, up to 90% more lifetime wealth.